Common Auto Insurance Mistakes
No one wants to spend extra money on their auto insurance needs if they do not have to. Right?
With that said, are your auto insurance costs driving you to the poor house?
While we all know that auto insurance is a necessity, it doesn't have to cost you an arm and a leg in the process.
So what are some mistakes you should avoid when putting your auto insurance plan into drive?
First, you never want to buy the cheapest policy just in order to save money. Yes, you could save a few dollars here and there, but imagine the more expenses that could ensue in the event you are in an accident. If there are major damages and/or injuries, others who were involved could sue and try and get your assets.
While we all get forgetful at times, forgetting to pay your auto premiums is a major no-no.
In the event you do not pay your bill on time, your auto insurer has no obligation to cover you.
One way to steer clear of this problem is by setting up automatic payments through the bank or insurer. That way the money is pulled on a regular basis and you do not have to remind yourself to pay it each time.
In the event you have expensive accessories on your vehicle, be sure to have the right amount of coverage for them. These items can include an expensive stereo system, customized wheels, etc.
If you need to, look into adding extra coverage through an endorsement that will allow you higher limits for some items.
Finally, be sure to keep your agent updated on any changes to your auto status and life status in general that would impact your insurance needs.
If you have purchased a new car and/or an additional one, your agent should be at the top of the list to contact.
Your agent can also suggest ways for you to save on your auto insurance, including adding security systems and taking a driver safety class.
Use your agent to your benefit.
Call Trevco today , our licensed agents are ready to help you with your insurance needs!!