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Four ways to save on renters policy  If you’re buying renters insurance for the first time, here’s good news: Protecting your belongings generally costs less than protecting other assets like your car. Plus, there are ways to lower the price of your renters policy even more. READ MORE >>

  Driving without insurance ?     Life is full of risks. Some are worth taking, some are not. Like jumping out of an airplane. You take a class, then climb onto the plane, strap on your parachute and… jump! That’s a risk that could cost you your life. READ MORE >>

      1. Raise Your Deductible A $500 deductable is commonplace for home insurance. But raising it to $1,000 can cut your premium by 8 to 10 percent. The higher deductible is always a bit of a gamble, since you'll have to pay more money upfront in the event of a claim. READ MORE >>

    Ancient world Insurance In some sense, we can say that insurance dates back to early human society. We know of two types of economies in human societies: natural or non-monetary economies (using barter and trade with no centralized nor standardized set of financial instruments) and monetary economies (with markets, currency, financial instruments and so on). READ MORE >>

     Business insurance exists to protect your investment in your business, along with those of your investors and co-owners. It also can help you provide financial compensation to the people who work for you, should accidents occur. READ MORE >>

  When Does an Insurance Policy Renew? The renewal date of your insurance policy is based on the date your policy took effect. So it could actually take place on any day of the year depending on when you originally started the policy. The other factor in determining your renewal date is the length of your policy period. READ MORE >>

What does travel insurance cover?   Car crashes: What does travel insurance cover? Whether you stay in the U.S. for spring break or head overseas, the biggest threat to your well being may be a car crash. A 2015 study found that traffic fatalities jumped by 9.1 percent in 14 U.S. READ MORE >>

How to really save money on your Car Insurance I have many people ask me "why is Insurance so expensive" and "how can I save money on my insurance". So, I decided to write blog and help explain the many discounts. Also I may help explain what you are doing wrong when it comes to your insurance needs. READ MORE >>

13 Types of Insurance for a Small Business   1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. READ MORE >>

  Why do I need flood insurance ? 1.     Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year. Floods cost America, on average, $8.2 billion each year (according to 2015 data). READ MORE >>

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