When Does an Insurance Policy Renew? The renewal date of your insurance policy is based on the date your policy took effect. So it could actually take place on any day of the year depending on when you originally started the policy. The other factor in determining your renewal date is the length of your policy […]
When Does an Insurance Policy Renew?
Business/Commercial Insurance
Business insurance exists to protect your investment in your business, along with those of your investors and co-owners. It also can help you provide financial compensation to the people who work for you, should accidents occur. Most commercial insurance coverages are optional; some, like workers compensation, are mandatory in most states. Your state government determines which […]
Ancient world Insurance
Ancient world Insurance In some sense, we can say that insurance dates back to early human society. We know of two types of economies in human societies: natural or non-monetary economies (using barter and trade with no centralized nor standardized set of financial instruments) and monetary economies (with markets, currency, financial instruments and so on). Insurance in the former […]
What is an Insurance Renewal?
What is an Insurance Renewal? Raise Your Deductible A $500 deductible is commonplace for home insurance. But raising it to $1,000 can cut your premium by 8 to 10 percent. The higher deductible is always a bit of a gamble since you’ll have to pay more money upfront in the event of a claim. […]
Driving without insurance ?
Driving without insurance? Life is full of risks. Some are worth taking, some are not. Like jumping out of an airplane. You take a class, then climb onto the plane, strap on your parachute and… jump! That’s a risk that could cost you your life. However, you did your research, considered the consequences and decided it […]
Californians who have suffered nightmarish state wildfires may have a long process to rebuild their home.
Californians who have suffered nightmarish state wildfires may have a long process to rebuild their home. California is currently fighting three fires — the Camp Fire in the northern part of the state and the Woolsey and Hill fires just outside of Los Angeles in the south. After any disaster, it can be challenging to […]
How to Save Money on Car Insurance
How to Save Money on Car Insurance Let’s be honest, the cost of car insurance can seem rather excessive at the best of times but some straightforward research can certainly help you save money on car insurance. It’s true, many factors can result in higher costs but certain steps can also appease the insurer and significantly reduce your […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Trevco Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At Trevco Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]